Smartphone
SPayLater x Samsung KTS Year End Campaign
Users are entitled to 0% processing fees when checkout via SPayLater at kts.my for instalment options up to 6 months.
This promotion valid from 1 December 2023 to 29 February 2024.
Buy Now Pay Later For Smartphones & More!
Buy Now Pay Later (BNPL) is a method where customers may purchase products without having to pay the full amount upon purchase. Customers may or may not be required to use a credit card for these monthly instalments.
In KTS, you can split your order into multiple payments with PayLater by Grab and credit card instalments. All interest-free and hassle-free!
Products Eligible For Buy Now Pay Later
RM4,599.00 – RM5,199.00
-30%
-15%
Advantages of Buy Now Pay Later
Convenient
You can easily choose the option upon checkout. The Buy Now Pay Later platform will come up with the payment plan and email them to you. Everything is automatic!
Zero interest fees
Unlike credit cards that charge an interest fee, with Buy Now Pay Later, you can enjoy interest-free payments.
Flexible payment plans
You can choose from the available payment plans such as 3 months or 6 months.
Auto-charge your account
It doesn’t require you to manually make a transaction as it will directly charge your bank account.
Frequently Asked Questions (FAQs)
What if you miss a payment?
If you miss a payment, you might be charged late payment fees. Each Buy Now Pay Later platform has its own set of late payment fee requirements. For instance, PayLater by Grab may freeze your account and require you to reactivate it for a fee of RM10.
Should you use Buy Now Pay Later?
You should definitely consider using Buy Now Pay Later if you don’t have the financial means to pay for something upfront. As long as you can pay the monthly instalments on time, you won’t go through any issues with Buy Now Pay Later.